About Community Investment Program Accounts

Treasury Bank Organization offer 3 types of Community Investment Program accounts that are agreements that hold Equity, Margin, and Bond certificates of value which perform somewhat like conventional bank CDs.

Our CIP accounts are not like depository and time accounts of standard banks, because they are non-cash securities that are available for cash and cash credit exchange.

Equity Account is an asset account that’s offered to accountholders to vest within CIP by providing products and services. 

Margin Account A type of CIP that allows the Treasury Bank Portal to extend to accountholders to purchase supplies and equipment to development CIP.

Bond Accounts are onligation account that offer to accountholder as vendors, contracts or merchants that purchase bonds to invest capital in exchange for future dividends.

Equity and bond securities are warehoused with Treasury Bank as securities custody for cash credit for investors members under Rule 147. Cash and cash credit is transferred to investment deposit accounts with investor bank depository accounts.

Bank Depository Accounts

Bank depository accounts are Treasury Bank’s third party investors trust accounts with commercial banks. The trust account is a For Benefit Of (FBO) sub account for members demand deposits; with an option of “virtual account or credit card issue.”

Both Accounts are be held as uninsured accounts within the depository Bank holding cash that is linked with Treasury Bank’s margin stock as cash credit or cash equivalents as:

  • Mutual funds.
  • Stocks and bonds entitlement
  • Crypto assets value
  • Municipal securities

Investment Accountholders

Accountholders are Community Investment Program CIP as equity or bond issuers and as equity and bond issuers. Both program investment and investor are beneficiaries of Treasury Bank.


Bank Benefit 

The bank will receive standard rates and fees for full value of investment credit transfer through the clearing account.

Note: Treasury Bank shall and does not offer a savings account, savings deposit, certificate of deposit, savings certificate, money market certificate, share account, share draft account, passbook account, checking account, or withdrawals from such accounts.

Chief Treasurer

Marcellus Scott is the Chief Treasurer and banker for Treasury Bank Organization. He designs and build investment partnerships and trust with community organization and families.